THE​​​​​​  Livehappy REAL ESTATE TEAM

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HOLLY    905.251.1266

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Helping You

With Your Home Purchase


Organizing your finances is the critical first step in your home purchase:

  • Consider the one-time costs associated with a home purchase, including a down payment, legal fees, inspection fees and taxes and moving expenses
  • Understand ongoing monthly costs, including mortgage payments, insurance, utilities, property taxes, maintenance and, if applicable, condo fees
  • Take into account the equity you may have in your current home and the applicable mortgage options available for your next move
  • Pre-qualifying for a mortgage gives you the comfort of knowing how much you can afford and what your monthly payments will be
  • A pre-approval from a mortgage lender protects you against interest rate increases for a given period during your home search